Without a doubt, credit cards have become indispensable in our society. Although some people use them to get credit and defer the payment of their merchandise, others use them just as a means of managing their money. They put purchases on their credit cards but then pay the balance off in full every month. That way on any given day, they are sure to have enough funds to cover their expense.
There are hundreds of different 'brands' of credit cards in the market today. One of the most popular is the Chase card. Like many other cards such as Visa and MasterCard, Chase is accepted worldwide. The Chase bank empire has its roots in JP Morgen and David Rockefeller. It is one of the oldest economic service firms on the planet.
And also like many other cards, there are several different flavors of the Chase card, each with slightly different benefits and features.
Chase offers things like the auto and Gas card, which gives you a percentage back when you use the card at the gas station. There are travel cards, better known as the Chase Sapphire, which give you extra benefits if used for travel.
The Chase Slate card has a low APR. It starts off with a 0% APR rate.
There's also the Chase Freedom card which has an interesting model. It gives you 5% cash back on purchases, depending on the category. These categories rotate each quarter.
For instance, one quarter the category might be groceries, so you would get 5% cash back every time you shopped for food. Then the next quarter, it might be home improvement. Any trip to Home Depot would give you some money in your pocket. It's easy to plan ahead and work on home projects during the months that give you the most money back, unlike groceries that you have to purchase each week.
And if you spend it on purchases that do not fall into the category for that time period, they still give you 1% back.
There's also its sister card, the business cash back card known as Chase Ink. And even that has its own flavors, such as the Ink Bold, Ink Cash, and Ink Plus.
And it also has some of the more common place cards such as the Chase card and Chase Platinum card.
So the family of Chase credit cards really makes it easy to pick a specific card tailor to your lifestyle and individual needs.