When you have a credit card it makes life a bit easier in many ways. But I am sure you have heard that you can not get a credit card if you do not have any credit. Well I am here to let you not that you can get a no credit mastercard, they do exist. And it's just as easy as filling out a no credit mastercard application as it is to fill out any other type of credit card application.
The one thing you need to keep in mind is that because you have no credit you will be paying a much higher interest rate then if you had good credit. So it's important that you use your card wisely. You want to always have a 0% interest rate or at least lower then the 9 or 10% interest rate or higher that you will be paying for your no credit mastercard. This will take some time but if you are consistently paying your bills on time and slowly building up your credit then you will be able to get that type of credit card one day very soon.
There are so many different ways that you can use this no credit mastercard to build up some very good credit for yourself. I am sure that you know that having a good credit score is your ticket to many things. Without good credit you will always be paying high interest on any type of loan, if you are even able to qualify for it. This is devastating, you can sometimes be paying almost double back for what you owe.
You can find many websites that offer no credit mastercards and you can fill out the application right on their site and you will instantly find out whether or not you are approved within seconds. It's great. It's important that you read the terms and see the what the interest rate is before you actually fill out the application. When you apply for too many things it will lower your credit score even more so you do not want to apply for no credit mastercard to find out that the interest rates are way to high, this would not be good.
Be wise with your credit card spending and make sure you only make purchases that you are going to be able to pay off when the bill comes in.